# What to use instead of Quicken for investments

Quicken Classic is a yearly subscription, Windows and Mac only, and stops downloading prices when it lapses. What tracks the investment side instead.

*https://stockmarketstack.com/alternatives/quicken*

## The subject

| Field | Value |
| --- | --- |
| Product | Quicken |
| Status | live |
| Website | https://www.quicken.com |
| Category | Stock Portfolio Trackers |

The personal-finance program for US and Canadian households — Quicken Classic on Windows and Mac, Simplifi on web and phone — whose investment register is what this page replaces.

## Replacements

*Ordered by how much of the original’s job each one covers, closest first. Paid placement does not affect this order.*

1. [Wealthfolio](https://stockmarketstack.com/tools/wealthfolio.md) — Closest in shape — a desktop app on Windows, Mac and Linux that keeps holdings and net worth in a local file, with broker sync as a paid add-on.
2. [Portfolio Performance](https://stockmarketstack.com/tools/portfolio-performance.md) — A free open-source desktop app on Windows, Mac and Linux with true time-weighted return and IRR from a file you own, fed by statements rather than a bank login.
3. [Kubera](https://stockmarketstack.com/tools/kubera.md) — If what you used was the downloads — banks, brokerages, property and debts synced into one balance sheet through nine aggregators, for 250 dollars a year.
4. [Sharesight](https://stockmarketstack.com/tools/sharesight.md) — Synced trades from a handful of US brokers, dividends and corporate actions recorded for you, and a sold-securities report, free for ten holdings.
5. [Stock Rover](https://stockmarketstack.com/tools/stock-rover.md) — Read-only brokerage links that even the free account keeps, with IRR, time-weighted return and risk analytics on North American holdings from 29 dollars.
6. [Ghostfolio](https://stockmarketstack.com/tools/ghostfolio.md) — Open-source and self-hosted on your own server, so nothing renews and nothing leaves your network; activities arrive by CSV or API, never by broker login.

## The product

Quicken is household bookkeeping software for the US and Canada; its own fine print says its
products are "not designed to function outside the U.S. and Canada". It comes in two shapes.
**Quicken Classic** is the desktop program for Windows and Mac. Your data file lives on your own
computer, and the program downloads transactions and prices from your bank and broker. **Quicken
Simplifi** is a web and phone app whose data lives in Quicken's cloud. Both track bank accounts,
cards, bills and budgets as well as investments. Budgeting and bill-paying are outside this
catalogue, so this page deals only with the investment register: holdings, lots, prices,
performance and the capital-gains side.

On the investment side, Quicken's comparison page, read on 9 October 2026, sells Classic Premier as
"best for serious investors". Its feature table lists portfolio views with cost basis, gain and
loss and over 100 fields, a capital gains estimator for selling across lots, Morningstar fund
ratings and Portfolio X-ray, performance views such as growth of 10K and average annual return,
and real-time quotes. The same table lists built-in Schedule B and Schedule D reports among
Classic's tax features.

**The subscription.** Every current Quicken is a yearly membership. Quicken's discontinuation page
lists Quicken 2017 and older as the versions released before the subscription model, and dates the
end of support for Quicken 2017 on Windows and Mac to 30 April 2020. A letter signed by Eric Dunn as
CEO of Quicken Inc., still on its support site, made the case at launch: annual upgraders would pay a
third less, 51.99 dollars for Deluxe against 77.99, and infrequent upgraders more. Quicken's own price feed, read on 9 October 2026, lists Deluxe at 83.88 dollars a year,
Premier at 107.88, Business and Personal at 149.88 and Simplifi at 83.88. All are billed annually,
with first-year discounts for new members until 6 November 2026, and renew "at the then-current
rates".

**What a lapse costs.** This is the part people search for. On expiry, Quicken's discontinuation
page, updated on 5 November 2024, stops these services: online bill pay, "downloading and/or
importing financial data", downloading stock quotes and news, uploading portfolio information,
live support, and patches and updates. Its Data Access Guarantee, updated on 31 March 2026, keeps
Deluxe and higher usable: you can view, edit, export and manually enter data. Starter becomes
read-only. Simplifi and Quicken Business and Personal are not covered by the guarantee at all.

For an investment register, the important word is "importing". An expired Classic keeps your
history, but it fetches no new prices, downloads no new trades and, by Quicken's own wording,
imports no financial data either. You would type every trade and every price.

**Platforms.** Quicken's system requirements, updated on 2 July 2026, list Windows 10 and 11
(not S mode, Arm through emulation) and the current and two previous versions of macOS. There is
no Linux build, and the web and mobile apps are companions that need an active desktop
subscription.

## What to use instead

Start with the reason you are leaving, because the picks split along it.

**The subscription, or the cloud.** [Portfolio Performance](https://stockmarketstack.com/tools/portfolio-performance) is free
and open source, runs on Windows, macOS and Linux, and keeps everything in one file on your disk.
It computes true time-weighted return and IRR, which is more than Quicken's average annual return
tells you. The price is labour: there is no broker connection, so trades arrive as PDF statements,
CSV files or an Interactive Brokers Flex Query, and its PDF importers lean European.
[Wealthfolio](https://stockmarketstack.com/tools/wealthfolio) is the newer local-first app, keeping holdings, net worth and
liabilities in a SQLite file on the same three desktops. It is the only pick that adds broker sync
to a local file, through a hosted add-on called Connect: 79 dollars a year for five institutions,
routed through SnapTrade and refreshed once a day. [Ghostfolio](https://stockmarketstack.com/tools/ghostfolio) is the
self-hosted web answer — Docker, PostgreSQL and Redis on your own machine, open source, with no
broker connection at any tier. The
[three-way comparison](https://stockmarketstack.com/compare/ghostfolio-vs-portfolio-performance-vs-wealthfolio) sorts those
three.

**The downloads.** If what you valued was opening Quicken and finding yesterday's trades already
there, you are choosing an aggregator. [Kubera](https://stockmarketstack.com/tools/kubera) routes connections through nine of
them, including Plaid, MX, Yodlee and SnapTrade, and puts banks, brokerages, crypto, property and
debts on one balance sheet, at 250 dollars a year with no monthly plan.
[Stock Rover](https://stockmarketstack.com/tools/stock-rover) keeps read-only Yodlee brokerage links even on its free account,
refreshed nightly. The analytics on top — IRR and time-weighted return, Sharpe, beta and drawdown
— start at Premium, 29 dollars a month billed annually, and it covers US and Canadian listings
only. [How aggregators reach your brokerage](https://stockmarketstack.com/guides/how-aggregators-reach-your-brokerage) explains
why every one of these breaks in the same places Quicken's downloads did.

**Dividends and the tax side.** [Sharesight](https://stockmarketstack.com/tools/sharesight) syncs trades directly from
Interactive Brokers and, through SnapTrade, from Robinhood, Fidelity, E*TRADE, Webull and a few
others, and records dividends and corporate actions itself. Its free plan holds ten holdings. For
US investors its sold-securities report is computed on average cost, a starting point for an
accountant rather than Quicken's Schedule D.

## What you give up

**One ledger for everything.** Quicken's investment accounts sit in the same file as your checking
account, cards and bills, so a dividend swept to the bank is one transfer, not two entries in two
programs. The picks are investment trackers. Kubera and Wealthfolio go furthest toward a whole
balance sheet, with debts and liabilities beside the holdings, but neither is budgeting software,
and budgeting is outside this catalogue.

**US tax output.** Quicken Classic lists built-in Schedule B and Schedule D reports and estimates
gains across lots before you sell. Nothing here replaces that for a US filer. Portfolio Performance records
taxes and computes gains by FIFO or moving average, but nothing shaped for filing. Sharesight's
real tax reports are for Australia, New Zealand and Canada. Your broker's 1099-B remains the
document that counts, and for wash sales the
[how-to on reconciling them across accounts](https://stockmarketstack.com/how-to/reconcile-wash-sales-across-accounts) applies.

**Quicken's download formats.** Quicken connects to banks four ways: Express Web Connect, Express
Web Connect Plus, Direct Connect and Web Connect, the last of which is a file you download from
your bank's website and import, usually offered as a Quicken or QFX download. None of the picks' cards lists QFX or OFX among its import formats, so a
broker that only offers a Quicken download leaves you with CSV, PDF statements or an aggregator.

## Migration notes

**Export before you cancel, but do not rely on it alone.** Deluxe and higher keep export after
expiry under the Data Access Guarantee, but Starter turns read-only. Investment history is the
part that converts worst between programs. Rebuild from the broker's own records where you can —
[exporting broker trade history](https://stockmarketstack.com/how-to/export-broker-trade-history) covers where each broker
keeps them — and Quicken's own connection page notes that most banks offer only the last 90 days
for download in any case.

**Carry cost basis lot by lot.** A tracker that receives only today's positions will compute gains
against today's prices. Enter each lot with its date and original cost, and keep the adjustments
Quicken holds for splits, return of capital and reinvested dividends.
[Carrying cost basis across a transfer](https://stockmarketstack.com/how-to/carry-cost-basis-across-an-account-transfer) is
the same problem in another form.

**Expect a different return figure.** Quicken's average annual return, Portfolio Performance's
time-weighted return and IRR, and Sharesight's money-weighted figure are three different
calculations. None of them is wrong, and they will not match.
[Why your tracker and broker disagree](https://stockmarketstack.com/guides/why-your-tracker-and-broker-disagree) and the
[TWR and XIRR how-to](https://stockmarketstack.com/how-to/calculate-portfolio-twr-and-xirr) explain the gap.

**Turn off renewal on Quicken's site.** Memberships renew automatically at the then-current price
and are managed from the My Account page, per Quicken's pricing fine print. The renewal is charged
to the card on file on the expiration date.

## FAQ

### What stops working when a Quicken subscription lapses?

Quicken's discontinuation page lists online bill pay, downloading and importing financial data, downloading stock quotes and news, uploading portfolio information, live support and software updates. Its Data Access Guarantee says Deluxe and higher can still view, edit, export and manually enter data. Starter becomes read-only, and Simplifi is not covered at all.

### Can I still buy Quicken without a subscription?

Not from Quicken. Its support pages describe every current version as a subscription release and list Quicken 2017 and older as the discontinued non-subscription versions; Quicken 2017 for Windows and Mac lost support on 30 April 2020. Those old versions may still run, Quicken says, but they get no support, no patches and no online services.

### Does Quicken run on Linux?

Not according to Quicken. Its system requirements, updated on 2 July 2026, list Windows 10 and 11, excluding S mode, and the current and previous two versions of macOS. Quicken on the Web is a companion that requires an active desktop subscription. Portfolio Performance and Wealthfolio both ship Linux builds.

### How much does Quicken Classic cost?

Quicken's own price feed, read on 9 October 2026, put Classic Deluxe at 83.88 dollars a year, Premier at 107.88 and Business and Personal at 149.88, all billed annually. New members were offered a first-year discount until 6 November 2026, and the fine print says renewals are charged at the then-current price.