# Financial Datasets

US fundamentals and filings for agents, over REST and a first-party hosted MCP server.

*https://stockmarketstack.com/tools/financial-datasets · Financial MCP Servers & AI Agents*

## Facts

### At a glance

| Field | Value |
| --- | --- |
| Vendor | Financial Datasets |
| Category | Financial MCP Servers & AI Agents |
| Job | infrastructure |
| Website | https://www.financialdatasets.ai |
| Pricing model | subscription |
| Free tier | false |
| Open source | false |
| Licence | none |
| Self-hosted | false |
| Tested hands-on | false |
| Last updated | 2026-09-13 |

### Pricing

| Tier | USD | Period |
| --- | --- | --- |
| Credits | 20 USD | one-time |
| Build | 200 USD | month |
| Scale | 2000 USD | month |
| Enterprise | on request | month |

### Coverage

| Field | Value |
| --- | --- |
| Asset classes | stocks, etf |
| Markets | us |
| Works outside the US | false |
| Data latency | eod |
| Platforms | web |
| AI features | none |

### Interfaces

| Field | Value |
| --- | --- |
| API | true |
| Webhooks | true |
| Scripting | none |
| Python | false |
| Spreadsheet add-in | false |
| MCP server | true |
| Export | json |

### Capabilities

Yes: screening, news

No: charting, scanning, backtesting, automation, live_trading, paper_trading, portfolio_tracking, broker_import, tax_reporting, alerts, options_analysis

*Verified: pricing 2026-09-13; capabilities 2026-09-13; coverage 2026-09-13.*

## What it is

A REST API for US company data — financial statements, SEC filings, insider and institutional
ownership, earnings, operating KPIs, index-fund holdings, news and equity prices — sold to people
wiring a language model into the market. The OpenAPI spec lists 56 paths. The agent framing is
not only marketing: an agent can POST to a signup endpoint to open its own account, then mint a
Stripe link and hand it to the human who pays.

The SEC-derived datasets are parsed by the vendor straight from EDGAR with no intermediary, which
is the reason to prefer this over a reseller — every figure traces to a filing, and both
standardised and as-reported line items are served. Equity prices are the exception: those are
licensed from Databento, which the docs name outright.

## Pricing

Three self-serve plans and nothing free. $20 buys 1,000 one-time credits that never expire; Build
is $200 a month for 100,000 requests; Scale is $2,000 a month for 1,000,000 and is the only plan
carrying redistribution rights, webhooks and an uptime SLA. Annual billing is ten months for
twelve. Overage runs $10 per 1,000 requests on Build and $5 on Scale, capped at 1 million and 10
million requests a month.

Four dataset families — IPOs, operating KPIs, forward guidance and non-GAAP metrics — are metered
as multiples rather than gated: each request counts as 8 on Credits, 4 on Build, 2 on Scale.

## Data & coverage

27,000-plus US tickers, active and delisted, with fundamentals back to the early 1990s. History
is tiered, and the headline number is the generous half: core history is 1 year on Credits and
30+ years on Build and Scale, while *price* history is 1 year on Credits and 3+ years on both
paid plans. "30+ years" means the filings, not the charts.

Prices are end-of-day — the historical endpoint offers day, week, month and year intervals and
nothing finer. A real-time last-price snapshot exists, per ticker and for the whole market, but
there are no intraday bars, no ticks and no streaming socket. Webhooks push filing, earnings and
insider events within seconds, on Scale and Enterprise only.

## Integrations

The hosted MCP server is the flagship surface. The docs advertise "30+ tools" and name 27, which
cover the REST endpoints including the screener, and list setup for Claude, Claude Code, Cursor,
Codex, ChatGPT, Hermes and OpenClaw.

There is also an MIT-licensed reference server in the vendor's GitHub organisation,
`financial-datasets/mcp-server` — 2,288 stars, and not the product. Its last commit on `main` is
5 June 2025, it has no tagged release, and it exposes a fraction of the hosted server's tools.
Nothing from it reaches a package registry, and the names a reader would guess belong to other
people: `pip install financial-datasets` fetches the founder's unrelated 2024 library for
generating synthetic question-and-answer sets from 10-Ks, and `financial-datasets-mcp-server` on
PyPI is a stranger's empty 0.1.0 placeholder.

There is no first-party client library in any language — plain HTTP with an `X-API-KEY` header,
plus `llms.txt` files for anyone generating their own.

## Limitations

- US equities only. Non-US markets, options, indices and currencies are listed as unavailable on
  the vendor's own coverage page, and no plan changes that.
- No free tier and no trial. $20 is the floor, and an unfunded key returns 402 on every call.
- End-of-day prices, so this is not a feed. No intraday bars, no ticks, no WebSocket.
- Price history stops at 3+ years even on Scale, against 30+ years of fundamentals.
- Redistribution is a $2,000-a-month feature. Below Scale you may build commercially on the data
  but not pass it to your own users.
- Crypto endpoints still answer, but were removed from the docs, the OpenAPI spec and the product
  pages during 2026. Treat them as gone.
- Allowances move sharply — Build fell from two million requests to 100,000 inside three months,
  and overage rose fiftyfold — so a budget built on last quarter's numbers will be wrong.

## Alternatives

For SEC filings and XBRL fundamentals over MCP with no bill at all, [SEC EDGAR MCP](https://stockmarketstack.com/tools/sec-edgar-mcp) wraps EDGAR
itself and costs only the compute, at the price of doing the normalisation yourself. Financial
Modeling Prep and [Intrinio](https://stockmarketstack.com/tools/intrinio) sell overlapping US fundamentals with cheaper entry points and no
first-party MCP server. If what you want is intraday or tick prices, this is the wrong shelf —
see the [market data APIs](https://stockmarketstack.com/categories/market-data-apis). The rest of the category is at
[MCP servers and AI agents](https://stockmarketstack.com/categories/mcp-ai-agents).

## FAQ

### Does Financial Datasets have a free tier?

No. The vendor's own agent-onboarding file states it in those words, and a key with no balance returns 402 Payment Required on every data call. The floor is a $20 one-time credit pack for 1,000 requests. The API's 401 message still invites you to get a free API key; that is stale copy.

### Is the MCP server first-party, and do I need a key?

Yes, it is the vendor's own and it is hosted at mcp.financialdatasets.ai. An unauthenticated POST there answered 401 on 13 September 2026, while a fabricated path on the same host answered 404. Interactive clients such as Claude, Cursor and Codex sign in over OAuth with no key; scripts point at the /api endpoint and send X-API-KEY.

### Can I redistribute the data inside my own product?

Only on Scale, at $2,000 a month, with attribution — or under a separate written agreement. Commercial use itself is allowed on every plan; what the terms forbid regardless of plan is reselling the underlying data, operating a data-brokerage, and training a model that competes with the service.

### Does it cover non-US markets, options or crypto?

No. The vendor's own coverage page lists non-US markets, options, indices and currencies as unavailable. Crypto price endpoints still answer requests but were dropped from the docs, the OpenAPI spec and the product pages during 2026, so nothing supports them.

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