# Fintel

Ownership, insider and short-interest filings across thirty markets, none of it free.

*https://stockmarketstack.com/tools/fintel · Insider, 13F & Congressional Trade Trackers*

## Facts

### At a glance

| Field | Value |
| --- | --- |
| Vendor | Fintel |
| Category | Insider, 13F & Congressional Trade Trackers |
| Job | short_interest |
| Website | https://fintel.io |
| Pricing model | subscription |
| Free tier | true |
| Open source | false |
| Licence | none |
| Self-hosted | false |
| Tested hands-on | false |
| Last updated | 2026-09-19 |

### Pricing

| Tier | USD | Period |
| --- | --- | --- |
| Free | 0 USD | month |
| Bronze | 10.95 USD | month |
| Silver | 19.95 USD | month |
| Gold | 95 USD | month |
| API | on request | month |

### Coverage

| Field | Value |
| --- | --- |
| Asset classes | stocks, etf, options, mutual_funds |
| Markets | us, ca, uk, eu, asia, au, latam |
| Works outside the US | true |
| Data latency | realtime |
| Platforms | web |
| AI features | recommendations |

### Interfaces

| Field | Value |
| --- | --- |
| API | true |
| Webhooks | false |
| Scripting | none |
| Python | false |
| Spreadsheet add-in | false |
| MCP server | false |
| Export | api |

### Capabilities

Yes: screening, scanning, portfolio_tracking, broker_import, alerts, news, options_analysis

No: charting, backtesting, automation, live_trading, paper_trading, tax_reporting

*Verified: pricing 2026-09-19; capabilities 2026-09-19.*

## What it is

Fintel is a subscription research site built on filings. Its spine is ownership: 13F and N-PORT
institutional holdings, 13D/G beneficial ownership, Form 3, 4 and 5 insider transactions, and
mutual fund, ETF and UK ownership, joined to short interest and short volume, an options flow
feed, and full-text search over SEC documents indexed as they are submitted. Capital IQ financials
sit alongside as a bought-in dataset.

On top of that sits a second product made of the same material: quant models that score a stock
and rank it on a leaderboard. Both halves are sold from one checkout, and which half you get
depends on the tier — which is the useful thing to know about this vendor.

## Pricing

Four tiers, and no monthly billing anywhere: the toggle offers quarterly or annual, so the
smallest single payment is a quarter at $32.85 and the cheapest rate is annual.

The useful line runs between Bronze and Silver. Bronze is the data tier — it unlocks the insider,
ownership, options and short-interest data and the Capital IQ financials, removes the ads, and
stops there, with no quant strategies, no leaderboards and no screener. Silver is where the
scoring product starts, and Gold adds the portfolio construction tool and custom models on top of
it. Free is an account over public data, with ads.

Paying annually cuts roughly a quarter off the entry tiers and very little off the top one: Bronze
is $7.95 a month billed at $95.40 a year against $10.95 quarterly, Silver $15.95 billed at $191.40
against $19.95, and Gold $89 billed at $1,068 against $95. The saving is largest exactly where the
commitment is smallest.

Every figure above was read from Fintel's own checkout on 19 September 2026. Worth knowing if you
are scripting against this site rather than shopping on it: the pages answer a plain automated
request with a bot challenge, on fintel.io and on each of its localised country domains alike.

## Data & coverage

Wider than most of this category, and not datable from here: the last state of the site this card
could read is February 2026, which is why `coverage` carries no verification date. As the menus
stood then, ownership, short-interest, dividend and earnings pages ran for twenty-nine countries
beside the US — Canada, the UK, Japan, Australia, Germany, Israel, Korea, Taiwan, India and Brazil
among them — and the interface itself was localised onto some forty country domains, one per
language.

The vendor named its sources there as the SEC, NYSE, NASDAQ, CBOE and Capital IQ. SEC documents
are indexed in real time rather than on a nightly sweep — the developer hub still says so today,
and it is the one place the `realtime` label on this card is earned; the ownership data underneath
is quarterly filings carrying a 13F's 45-day reporting lag.

## Integrations

There is a REST API with its own developer hub, documented on readme.io with an `llms.txt` index
and OpenAPI definitions. Authentication is a shared secret generated from the account's developer
dashboard and sent as an `X-API-KEY` header. The endpoints cover basic and ElasticSearch-syntax
document search, security and institutional ownership, activist filings, short volume, ETF flows
and stocklists. The Web Data API — the subset licensed for publication on your own site in
exchange for attribution — is marked in the docs as being discontinued.

No official client library exists in any language, and the obvious name is somebody else's:
`fintel` on PyPI is an unrelated stock-market telemetry package uploaded in May 2026. No MCP
server, no webhooks, no spreadsheet add-in.

## Limitations

- **Nothing filed is free, and nothing is monthly.** The ownership, insider, options and
  short-interest data the site is built on all start at Bronze, the minimum commitment is a
  quarter, and the headline per-month numbers are the quarterly rate divided by three.
- **The API has no published price and a shrinking free edge.** Keys come from the account
  dashboard, pricing from a contact form, and the attribution-licensed Web Data API is on its way
  out.
- **The product does not stop at data, and the verdicts are specific.** The quant menu, as the
  site listed it in February 2026, ran eight scoring models — Quality + Value, Quality + Fund
  Sentiment, Quality + Value + Fund Sentiment, Quality + Value + Momentum, Deep Value Piotroski,
  Dividend Score, Short Squeeze Score and Gamma Squeeze Score — each emitting a number per stock
  and a ranked leaderboard, alongside fund, insider, officer and analyst sentiment scores. The
  vendor's own instruction there was to choose a strategy and select stocks from the top of the
  corresponding leaderboard, and the same page advertised a *theoretical* 20.73% CAGR for
  Quality + Value over 1992 to 2013 against the Russell 2000's 10.33%, on an analysis it credits
  to an unnamed independent firm. That is the vendor's own marketing claim, not a result anyone
  here has reproduced, and it is a ranked list to act on sold under a disclaimer that nothing on
  the site constitutes advice of any kind. Bronze is the tier that buys the filings and leaves the
  conclusion alone.
- **Presentation lapses reach the checkout.** One row of the live feature matrix renders as the
  untranslated key `features.exclusive.quantModels` rather than a feature name.

## Alternatives

[WhaleWisdom](https://stockmarketstack.com/tools/whalewisdom) goes deeper on the 13F half alone — holdings back to 2001 and a
signed REST API — without the short interest or the options flow.
[Quiver Quantitative](https://stockmarketstack.com/tools/quiver-quantitative) sells a cheaper key over a wider set of US
disclosure datasets, including congressional trades that Fintel does not carry.
[OpenInsider](https://stockmarketstack.com/tools/openinsider) does the Form 4 screening free, US only and with no API.
[Unusual Whales](https://stockmarketstack.com/tools/unusual-whales) is the one to compare on the options tape rather than on
ownership. The rest of the category is at
[insider, 13F and congressional trade trackers](https://stockmarketstack.com/categories/insider-13f-trackers).

## FAQ

### Is any of Fintel's ownership or insider data free?

No. A free account gets public data, a dashboard, watchlists and a linked US broker account. Insider trading, ownership, options and short-interest data all start at Bronze, which is $10.95 a month billed quarterly at $32.85.

### Can I pay monthly?

No. The checkout offers quarterly or annual billing only, so the smallest single payment is $32.85 for three months, and the cheapest rate is annual — Bronze at $95.40 a year. Every per-month figure on the page is the quarterly or annual total divided down.

### What does the Fintel API cost?

Nothing is published. The developer hub describes the endpoints — SEC document search, institutional holdings, activist filings, short volume, ETF flows — and ends on a contact form. Keys are generated from the account's developer dashboard and passed as an X-API-KEY header.

### Is there an official Fintel Python client?

No. The docs name no SDK in any language, and the obvious package name is taken — fintel on PyPI is an unrelated stock-market telemetry library uploaded in May 2026 by a third party.

### Does Fintel cover markets outside the US?

Yes, more than most of this category. As of the last state of the site this card could read, February 2026, ownership, dividend, earnings and short-squeeze pages ran for twenty-nine countries beside the US — Canada, the UK, Japan, Australia, Germany, India, Brazil and Korea among them — with the interface localised onto some forty country domains on top of that.

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