# ROIC.ai

Forty years of global fundamentals over REST, an MCP server and Google Sheets.

*https://stockmarketstack.com/tools/roic-ai · Stock Market Data APIs*

## Facts

### At a glance

| Field | Value |
| --- | --- |
| Vendor | ROIC.ai |
| Category | Stock Market Data APIs |
| Job | fundamentals |
| Website | https://www.roic.ai |
| Pricing model | subscription |
| Free tier | true |
| Open source | false |
| Licence | none |
| Self-hosted | false |
| Tested hands-on | false |
| Last updated | 2026-09-19 |

### Pricing

| Tier | USD | Period |
| --- | --- | --- |
| Free | 0 USD | month |
| Individual | 29 USD | month |
| Professional | 89 USD | month |
| Enterprise | on request | month |

### Coverage

| Field | Value |
| --- | --- |
| Asset classes | stocks, forex |
| Markets | global |
| Works outside the US | true |
| Data latency | eod |
| Platforms | web |
| AI features | none |

### Interfaces

| Field | Value |
| --- | --- |
| API | true |
| Webhooks | false |
| Scripting | none |
| Python | false |
| Spreadsheet add-in | true |
| MCP server | true |
| Export | json, csv, xlsx |

### Capabilities

Yes: charting, screening, news

No: scanning, backtesting, automation, live_trading, paper_trading, portfolio_tracking, broker_import, tax_reporting, alerts, options_analysis

*Verified: pricing 2026-09-19; capabilities 2026-09-19; coverage 2026-09-19.*

## What it is

ROIC.ai sells standardised fundamentals through an API and gives away the terminal that reads
them. The paid product is `api.roic.ai` — annual and quarterly statements, ratios in five
precomputed groups (profitability, credit and debt, liquidity, working capital, yield), valuation
as enterprise value, multiples and per-share figures, earnings calendars with consensus against
actuals, full call transcripts, daily prices, splits, forex, company profiles and fiscal-year
headcount lifted from SEC filings. The free product is `roic.ai/quote/{ticker}`, which renders the
same data as a fifteen-year-wide table with charts, plus a global screener that needs no account.

The name is the thesis — the About page says return on invested capital is the cornerstone
measure — but nothing here produces the judgement for you. There is no fair-value estimate, no
star rating and no pick list; the output is statements, ratios and multiples.

## Pricing

Four plans, of which two have a number. Free is 5 requests a minute and 2 years of history.
Individual is $29 a month for 300 requests a minute, 5 years and 20 quarters. Professional is $89
for unlimited requests and the full 40-plus years. Annual billing gives two months free on either,
so $290 and $890 a year; the prices shown on the page are the month-to-month rates.

What the plans gate is history depth and request rate, not endpoints — with three exceptions.
Quarterly financials start at Individual, and the earnings calendar and bulk downloads start at
Professional. Everything else is on every plan including Free. The API overview's own FAQ
disagrees with the pricing table on that middle one, putting the earnings calendar at Individual;
the comparison table is the one with the licence terms next to it, so that is the one used here.

Enterprise is the one that matters for anyone building something. It is quoted, and it is where
commercial use of the API lives.

## Data & coverage

68,000-plus symbols across 70-plus exchanges, 40-plus years of statements and 17-plus years of
call transcripts, updated daily. Forex covers over 4,000 pairs. How deep the quarterly history
goes depends which page you read: the homepage counters say 120-plus quarters per company, the
pricing table says 160-plus on Professional, and 40 years is 160 quarters.

Tickers carry CIK, CUSIP, ISIN and both composite and share-class FIGI, which is more identifier
coverage than most vendors at this price hand over.

Prices are end-of-day only, unadjusted unless you pass an adjustment parameter, and the docs are
unusually honest about it — the latest-price endpoint returns the most recent daily record and can
still change while the session is open, so read the `date` field rather than treating it as a quote.

The vendor names no upstream data source anywhere public — not on the pricing page, the API
overview or the About page. Where the standardised statements for a Tokyo or Toronto listing come
from is unanswered, and worth asking before a non-US model depends on it.

## Integrations

A remote MCP server at `mcp.roic.ai/mcp` with OAuth sign-in, documented for ChatGPT, Claude,
Cursor, VS Code Copilot and Codex, available on every plan under the same rate and history caps as
the REST API. A Google Sheets add-on takes your API key and drops statement tables or
single-metric formulas into a sheet — the vendor's page for it sits at `/excel-add-in`, but the
install link is the Workspace marketplace and there is no Excel build. Bulk CSV files of
unadjusted daily prices download outside the API and do not spend requests.

There is no SDK. Statement tables on the website export to Excel and TSV and carry a one-click
hand-off into ChatGPT.

## Limitations

- Commercial use is Enterprise-only and Enterprise is unpriced. The $29 and $89 plans are for
  your own research, and anything customer-facing is a sales conversation with no published
  anchor.
- No real-time or intraday prices at any tier, and no options, futures or crypto.
- The free API tier is a demo — 5 requests a minute and 2 years of history will not backfill
  anything.
- No first-party client library in any language, so retries, pagination and rate-limit handling
  are yours to write.
- No data lineage. A fundamentals vendor that will not say whose statements it standardises is
  asking for more trust than one that names its provider.

## Alternatives

[Financial Modeling Prep](https://stockmarketstack.com/tools/financial-modeling-prep) and [Finnhub](https://stockmarketstack.com/tools/finnhub) are the
direct comparisons at this price, and the vendor's own blog argues against both by name.
[Alpha Vantage](https://stockmarketstack.com/tools/alpha-vantage) is thinner on fundamentals; [Massive](https://stockmarketstack.com/tools/massive) is
what to buy if you need ticks rather than daily bars; [SimFin](https://stockmarketstack.com/tools/simfin) ships US
fundamentals as bulk CSV instead of REST calls. If you only wanted to read the numbers in a
browser, [Stock Analysis](https://stockmarketstack.com/tools/stockanalysis) does that free and [TIKR](https://stockmarketstack.com/tools/tikr) does it
with Capital IQ data behind it.

## FAQ

### Do I need to pay to read financials on the website?

No. A logged-out visitor gets fifteen years of annual income statement, balance sheet and cash flow for Apple, plus the ratios, transcripts, charts and statistics tabs and the whole global screener. The history limits on the pricing page — two years free, five on Individual — are API limits, not website limits.

### Can I use the API inside a product I sell?

Not on the published prices. Commercial use of the API is listed as an Enterprise feature, and the homepage says the same thing in prose — commercial rights come with an Enterprise plan, and Enterprise has no published price. The terms of service add that data obtained through the API may not be redistributed or resold without explicit authorisation.

### Is there a Python or Node client?

No. The docs show plain `requests` and `fetch` against a URL with an `apikey` query parameter, and there is no first-party SDK in any language. Worth knowing before you guess a package name — `roic`, `roic-ai` and `roicai` are all absent from PyPI entirely, so a package under one of those names would be somebody else's.

### Does it carry real-time prices?

No. The price endpoints return daily OHLCV, and the docs say so plainly — the latest-price resource is the most recent daily record, not an intraday tick, and its values can still move while the session is open. There is no websocket, no quote feed and no intraday bar.

## Also worth comparing

- [Financial Modeling Prep](https://stockmarketstack.com/tools/financial-modeling-prep.md) — Financial statements, ratios and filings for 70,000+ securities across 60+ exchanges.
- [Intrinio](https://stockmarketstack.com/tools/intrinio.md) — XBRL-standardised US financials, options analytics and an MCP server.
- [SimFin](https://stockmarketstack.com/tools/simfin.md) — US fundamentals extracted from filings, shipped as bulk CSV datasets, not REST calls.
- [Alpha Vantage](https://stockmarketstack.com/tools/alpha-vantage.md) — The API most people's first script talks to — free key, wide coverage, hard rate limits.
- [CSI Data](https://stockmarketstack.com/tools/csi-data.md) — End-of-day futures history back to 1922 and eight ways to build a continuous contract.
- [EODHD](https://stockmarketstack.com/tools/eodhd.md) — End-of-day and fundamentals for 60+ exchanges worldwide, at a hobbyist price.