# Simply Safe Dividends

Analyst-set 0–100 dividend safety scores on US stocks and CEFs, with a tracker attached.

**Best for:** US income investors who want an analyst's judgement of how likely each holding's dividend is to be cut, applied across their own portfolio; not for non-US shares, a monthly plan, or anyone who wants a tracker without paying for research.

*https://stockmarketstack.com/tools/simply-safe-dividends · Dividend Trackers & Research*

## Facts

### At a glance

| Field | Value |
| --- | --- |
| Vendor | Simply Safe Dividends |
| Category | Dividend Trackers & Research |
| Job | dividend_research |
| Website | https://simplysafedividends.com |
| Pricing model | subscription |
| Free tier | false |
| Open source | false |
| Licence | none |
| Self-hosted | false |
| Tested hands-on | no |
| Claimed by vendor | no |
| Last updated | 2026-10-07 |

### Pricing

| Tier | USD | Period |
| --- | --- | --- |
| Annual | 468 USD | year |

### Coverage

| Field | Value |
| --- | --- |
| Asset classes | stocks, etf, mutual_funds, bonds |
| Markets | us |
| Works outside the US | false |
| Data latency | delayed |
| Platforms | web |
| AI features | none |

### Interfaces

| Field | Value |
| --- | --- |
| API | false |
| Webhooks | false |
| Scripting | none |
| Python | false |
| Spreadsheet add-in | false |
| MCP server | false |

### Capabilities

Yes: screening, portfolio_tracking, broker_import, alerts

No: charting, scanning, backtesting, automation, live_trading, paper_trading, tax_reporting, news, options_analysis

*Verified: pricing 2026-10-07; capabilities 2026-10-07.*

## What it is

Simply Safe Dividends is a dividend research service with a portfolio tracker attached. The
product it is known for is the Dividend Safety Score: a 0–100 rating of each covered company's or
closed-end fund's risk of cutting its dividend, assigned by analysts rather than a formula. The
service was started in 2015 by Brian Bollinger, a CPA and former equity analyst, and is
bootstrapped with a team of four. The financial data behind the scores is delivered daily by S&P.

The tracker applies those scores to what you hold: how much of your income is Safe, Borderline or
Unsafe, an income calendar for the next 30 days and the year ahead, a forecast of future income
from your holdings' dividend-growth history with options for reinvestment and contributions, and an
email with the analysts' reasoning whenever a score in your portfolio changes. Around it sit stock
and CEF screeners, valuation charts against a five-year average yield, S&P credit ratings and
10-year financial charts.

## Pricing

One plan: $468 a year, displayed as $39 a month billed annually. No monthly option, no discounts,
a 14-day trial with no card and a 60-day refund for first-time subscribers. There is no free tier
once the trial ends.

## Data & coverage

Scores cover about 1,000 US companies and closed-end funds; the vendor's 2020 review rated 1,313
companies. The tracker holds US stocks, ETFs, mutual funds, bonds and CDs. Nothing is said about
non-US listings, and none are scored. Prices are described as "near real time" without a named
feed.

## Integrations

You connect a brokerage account, import a spreadsheet or type holdings in, per the vendor's own
December 2022 walkthrough; bonds and CDs come through from connected accounts. The aggregator is
not named. The holdings table can be exported. No API.

## Limitations

- US only. A global portfolio gets scores on its US half.
- Annual billing only, at a price several times that of a tracker without research.
- The headline 97% — 925 of 946 cuts since 2015 came from names scored below 60 — is a hit rate
  on cuts. It says nothing of how often a low score was a false alarm, and the vendor's own 2020
  table shows that roughly half of the Very Unsafe group kept paying.
- The scores are an analyst's judgement, updated by people on a quarterly cycle; between reviews a
  score can lag the news.
- The subscription bundles a quarterly newsletter with model portfolios and "best income ideas".
  That half of the bundle is stock selection, which this catalogue does not cover; the card lists
  the product for the scores, the screeners and the tracker.

## Alternatives

[Snowball Analytics](https://stockmarketstack.com/tools/snowball-analytics) has a computed dividend rating, 70+ exchanges and
a free plan. [DividendMax](https://stockmarketstack.com/tools/dividendmax) forecasts future payments for UK and European
shares rather than scoring cut risk.

## FAQ

### What is a Dividend Safety Score?

A 0–100 rating of how likely a company's or closed-end fund's dividend is to be cut, set by Simply Safe Dividends' analysts from payout ratios, debt, recession performance, dividend history, cyclicality, free cash flow and forward estimates. Below 21 is Very Unsafe, 61 and up is Safe. Scores are reviewed at least after each quarterly report.

### Do Dividend Safety Scores actually predict cuts?

The vendor publishes its own record. Since 2015, 925 of 946 cuts came from companies scored below 60. The other direction matters too, and its own 2020 table shows it — 49% of the Very Unsafe group did not cut that year. A low score flags risk; it is not a forecast that a cut will happen.

### Can I pay for Simply Safe Dividends monthly?

No. There is one plan at $468 a year, shown on the pricing page as $39 a month billed annually, and the FAQ says the vendor offers annual subscriptions only and no discounts. There is a 14-day trial without a card and a 60-day money-back guarantee for first-time subscribers.

### Does Simply Safe Dividends cover non-US stocks?

Not in the scores. The ratings cover about 1,000 US companies and closed-end funds, and the tracker is described as analysing U.S. stocks, funds, bonds and CDs. A non-US holding gets no safety score.

## Also worth comparing

- [DividendMax](https://stockmarketstack.com/tools/dividendmax.md) — Analyst dividend forecasts for UK, European and US shares, with an income planner on top.
- [Digrin](https://stockmarketstack.com/tools/digrin.md) — A dividend-growth tracker with a long CSV import list and Trading 212 or IBKR sync.
- [Dividend Watch](https://stockmarketstack.com/tools/dividend-watch.md) — A dividend tracker with per-holding withholding rates, DRIP marking and broker sync.
- [DivvyDiary](https://stockmarketstack.com/tools/divvy-diary.md) — A personal dividend calendar and forward income figure, built around German brokers.
- [Snowball Analytics](https://stockmarketstack.com/tools/snowball-analytics.md) — A dividend calendar and forward-income projection wrapped around a portfolio tracker.
- [Stock Events](https://stockmarketstack.com/tools/stock-events.md) — A dividend and earnings calendar wrapped around your holdings, phone first.