Fintel

What it is

Fintel is a subscription research site built on filings. Its spine is ownership: 13F and N-PORT institutional holdings, 13D/G beneficial ownership, Form 3, 4 and 5 insider transactions, and mutual fund, ETF and UK ownership, joined to short interest and short volume, an options flow feed, and full-text search over SEC documents indexed as they are submitted. Capital IQ financials sit alongside as a bought-in dataset.

On top of that sits a second product made of the same material: quant models that score a stock and rank it on a leaderboard. Both halves are sold from one checkout, and which half you get depends on the tier — which is the useful thing to know about this vendor.

Pricing

Four tiers, and no monthly billing anywhere: the toggle offers quarterly or annual, so the smallest single payment is a quarter at $32.85 and the cheapest rate is annual.

The useful line runs between Bronze and Silver. Bronze is the data tier — it unlocks the insider, ownership, options and short-interest data and the Capital IQ financials, removes the ads, and stops there, with no quant strategies, no leaderboards and no screener. Silver is where the scoring product starts, and Gold adds the portfolio construction tool and custom models on top of it. Free is an account over public data, with ads.

Paying annually cuts roughly a quarter off the entry tiers and very little off the top one: Bronze is $7.95 a month billed at $95.40 a year against $10.95 quarterly, Silver $15.95 billed at $191.40 against $19.95, and Gold $89 billed at $1,068 against $95. The saving is largest exactly where the commitment is smallest.

Every figure above was read from Fintel's own checkout on 19 September 2026. Worth knowing if you are scripting against this site rather than shopping on it: the pages answer a plain automated request with a bot challenge, on fintel.io and on each of its localised country domains alike.

Data & coverage

Wider than most of this category, and not datable from here: the last state of the site this card could read is February 2026, which is why coverage carries no verification date. As the menus stood then, ownership, short-interest, dividend and earnings pages ran for twenty-nine countries beside the US — Canada, the UK, Japan, Australia, Germany, Israel, Korea, Taiwan, India and Brazil among them — and the interface itself was localised onto some forty country domains, one per language.

The vendor named its sources there as the SEC, NYSE, NASDAQ, CBOE and Capital IQ. SEC documents are indexed in real time rather than on a nightly sweep — the developer hub still says so today, and it is the one place the realtime label on this card is earned; the ownership data underneath is quarterly filings carrying a 13F's 45-day reporting lag.

Integrations

There is a REST API with its own developer hub, documented on readme.io with an llms.txt index and OpenAPI definitions. Authentication is a shared secret generated from the account's developer dashboard and sent as an X-API-KEY header. The endpoints cover basic and ElasticSearch-syntax document search, security and institutional ownership, activist filings, short volume, ETF flows and stocklists. The Web Data API — the subset licensed for publication on your own site in exchange for attribution — is marked in the docs as being discontinued.

No official client library exists in any language, and the obvious name is somebody else's: fintel on PyPI is an unrelated stock-market telemetry package uploaded in May 2026. No MCP server, no webhooks, no spreadsheet add-in.

Limitations

• Nothing filed is free, and nothing is monthly. The ownership, insider, options and short-interest data the site is built on all start at Bronze, the minimum commitment is a quarter, and the headline per-month numbers are the quarterly rate divided by three.
• The API has no published price and a shrinking free edge. Keys come from the account dashboard, pricing from a contact form, and the attribution-licensed Web Data API is on its way out.
• The product does not stop at data, and the verdicts are specific. The quant menu, as the site listed it in February 2026, ran eight scoring models — Quality + Value, Quality + Fund Sentiment, Quality + Value + Fund Sentiment, Quality + Value + Momentum, Deep Value Piotroski, Dividend Score, Short Squeeze Score and Gamma Squeeze Score — each emitting a number per stock and a ranked leaderboard, alongside fund, insider, officer and analyst sentiment scores. The vendor's own instruction there was to choose a strategy and select stocks from the top of the corresponding leaderboard, and the same page advertised a theoretical 20.73% CAGR for Quality + Value over 1992 to 2013 against the Russell 2000's 10.33%, on an analysis it credits to an unnamed independent firm. That is the vendor's own marketing claim, not a result anyone here has reproduced, and it is a ranked list to act on sold under a disclaimer that nothing on the site constitutes advice of any kind. Bronze is the tier that buys the filings and leaves the conclusion alone.
• Presentation lapses reach the checkout. One row of the live feature matrix renders as the untranslated key features.exclusive.quantModels rather than a feature name.

Alternatives

WhaleWisdom goes deeper on the 13F half alone — holdings back to 2001 and a signed REST API — without the short interest or the options flow. Quiver Quantitative sells a cheaper key over a wider set of US disclosure datasets, including congressional trades that Fintel does not carry. OpenInsider does the Form 4 screening free, US only and with no API. Unusual Whales is the one to compare on the options tape rather than on ownership. The rest of the category is at insider, 13F and congressional trade trackers.