Fiscal.ai

What it is

A research terminal for public companies — standardised and as-reported financials, segment and KPI breakdowns, transcripts, filings, insider and 13F ownership, fund letters — with an AI Copilot that answers questions against that data and links each number back to the filing page it was read from. The same database is sold as a REST API and an MCP server, which is what puts it here.

It traded as FinChat until 17 June 2025, when it renamed to Fiscal.ai alongside a $10M Series A.

Pricing

Two products, priced separately. The terminal runs free, Pro at $49/month and Max at $99; billed yearly those become $39 and $79. A free account gets ten years and six quarters of financials, two years of KPI data, one dashboard of 30 rows and one earnings event. Max is where the full history and financial-data export begin, and that export covers the US, Canada, ADRs, the UK and the EU. Team and institutional deals are quoted by sales. Note that the pricing page itself no longer prints a number — it routes you into a product — and the figures above are the vendor's own Help Centre answer to "How much does Fiscal.ai cost?", read on 13 September 2026. The Visit-pricing link on this card goes there rather than to /pricing, because that is where the numbers are.

The API and MCP are in no terminal plan: they are sold as a separate self-serve subscription, annual only and non-refundable, at no published price. The free key is real but small — 100 named companies, 250 calls a day, 50 a minute — and that ceiling holds whether you call REST or connect an agent over MCP.

Data & coverage

Financials and ratios run 20+ annual and 40+ quarterly periods; segments and KPIs cover the largest 2,300 companies globally, 12+ years back; prices are 30+ years of end-of-day plus 15-minute delayed intraday. API coverage is the US, Canada, US ADRs, the UK and the EU, and ownership is US-listed only, about three years deep.

Integrations

An official Claude connector; for everything else the server is streamable HTTP at api.fiscal.ai/mcp, authenticated by OAuth or a bearer key, with documented configs for Cursor, VS Code Copilot, ChatGPT developer mode and Copilot Studio. Webhooks fire on a data update instead of polling. On the terminal side, a brokerage connection pulls your holdings into a dashboard; Interactive Brokers and Kraken each have their own setup guide, and IBKR data arrives up to a business day late.

Limitations

• No real-time quotes anywhere in the product, and no options or futures.
• Transcript and news history in the API is months old, not years: news starts 29 April 2026, transcripts hold each company's latest period as of 7 July 2026 and everything since.
• Dashboard tables download on any plan, but financial-data export is Max-only and stops at the US, Canada, ADRs, the UK and the EU.
• The API/MCP subscription publishes no price and is billed annually, so the cheapest honest answer to "what will this cost" is a quote.

Alternatives

AlphaSense, for enterprise buyers who need broker research and expert calls. Koyfin and TIKR cover much of the same ground more cheaply, without the MCP endpoint. For raw filings into an agent, an SEC EDGAR MCP server costs nothing and standardises nothing.