DivvyDiary
A personal dividend calendar and forward income figure, built around German brokers.
Best for dividend investors at German brokers who want a pay-date calendar and a forward income figure, free for one portfolio; not for anyone needing a filable tax report or direct sync with a non-German broker.
Last updated
What it is
DivvyDiary is a dividend tracker run by QuerGradAus GmbH in Korntal-Münchingen, Germany. The two founders started it in October 2019 as a side project and reached their first users about half a year later. You load holdings by ISIN, by CSV or by connecting a broker, and it returns a personal pay-date calendar, a matrix of which holding pays in which month, dividend growth as a CAGR over 1, 3, 5 and 10 years, and a forward annual income figure marked FWD. The vendor counts 68,000+ securities and 100k+ users.
The calendar shows only declared dividends, which for most companies means one to three months of visibility and later still for ETFs. Beyond that there is the 12-month FWD estimate and nothing else — the vendor says plainly it will not forecast individual payments further out.
Pricing
Two tiers. Scrimper is free forever and capped at one portfolio. Aristocrat is EUR 9.99 a month or EUR 89.99 a year, with a 7-day trial that needs no card, and adds five portfolios, net-dividend calculation, the yearly calendar, calendar export, backtesting and forecast, community benchmark, ETF deep dive, cash accounts and bonds with coupon history. Extra portfolios are EUR 16.50 a year each, arranged over email.
Data & coverage
Stocks, ETFs and funds, bonds with coupons, crypto, commodities and cash or interest, listed globally, with a selectable display currency. No data provider is named anywhere on the site, and security pages show a price with no timestamp and no latency statement — do not read portfolio values as live.
Integrations
Automatic import from Trade Republic, Scalable, Consorsbank, Parqet and Portfolio Performance; everything else goes in as CSV. Portfolio Performance pushes ISINs and quantities over an API key. Out again: CSV export of the portfolio, and an ICS calendar export on the paid tier. Withholding-tax reclaim is handed to a partner, DivTax, not done in the app.
Limitations
- Every direct broker connection is German. Outside the DACH region you upload CSV by hand.
- Net dividends are a personal tax rate plus a tax-free allowance — the German shape. It is an estimate, not a tax report, and nothing here exports a document a tax office would accept.
- The free tier gives gross figures and one portfolio; net dividends and calendar export are paid.
- No published API documentation and no public repositories. Every account can mint a personal API key in settings — the vendor describes it as reading and updating your own data from other apps, and the Portfolio Performance sync uses it — but nothing documents the endpoints.
- What the vendor calls backtesting is current holdings run back over past payouts, not a strategy simulator.
Alternatives
Parqet and getquin are the other German-market trackers, broader on performance and thinner on dividends. Portfolio Performance is free, open source and desktop-only, and is what DivvyDiary most often sits on top of. Sharesight suits anyone whose tax handling is not German.
The rest are in portfolio trackers.
Specs
- Interfaces
- API
- Export
- CSV
- Asset classes
- Stocks, ETF, Mutual funds, Bonds, Crypto, Commodities
- Markets
- Global
- Platforms
- Web, Ios, Android
- AI features
- None
- Capabilities
- Screening, Portfolio tracking, Broker import, Alerts
- Pricing verified
- Capabilities verified
Also worth comparing
- Digrin — A dividend-growth tracker with a long CSV import list and Trading 212 or IBKR sync.
- Dividend Watch — A dividend tracker with per-holding withholding rates, DRIP marking and broker sync.
- Snowball Analytics — A dividend calendar and forward-income projection wrapped around a portfolio tracker.
- Stock Events — A dividend and earnings calendar wrapped around your holdings, phone first.
- The Dividend Tracker — A US, Canadian and UK dividend tracker with broker auto-import, an MCP server and an API.
- TrackYourDividends — A US and Canadian dividend tracker in the browser, with one Plaid-linked account free.
FAQ
Is DivvyDiary free?
There is a free tier, called Scrimper, and it is capped at one portfolio. It includes the personal dividend calendar, broker import, dividend history and basic portfolio analysis. Net dividends, the yearly calendar, calendar export, forecasts and the ETF deep dive are all Aristocrat features.
Which brokers can DivvyDiary import from?
Automatic import from Trade Republic, Scalable, Consorsbank, Parqet and Portfolio Performance, plus CSV upload for anything else. All five are German-market products — no US, UK or Asian broker has a direct connection.
Does DivvyDiary work outside Germany?
Partly. The securities database is global and the interface runs in German, English and Spanish with a choice of display currency, but billing is in euro, every broker integration is German, and the tax model is a flat personal rate plus an allowance rather than any country's actual rules.
Where does DivvyDiary's dividend data come from?
The vendor does not name a provider. Its help pages say only that a payout is shown once the paying company has confirmed it — usually one to three months before the pay date — and that the database is checked for updates several times a day.