DivvyDiary

What it is

DivvyDiary is a dividend tracker run by QuerGradAus GmbH in Korntal-Münchingen, Germany. The two founders started it in October 2019 as a side project and reached their first users about half a year later. You load holdings by ISIN, by CSV or by connecting a broker, and it returns a personal pay-date calendar, a matrix of which holding pays in which month, dividend growth as a CAGR over 1, 3, 5 and 10 years, and a forward annual income figure marked FWD. The vendor counts 68,000+ securities and 100k+ users.

The calendar shows only declared dividends, which for most companies means one to three months of visibility and later still for ETFs. Beyond that there is the 12-month FWD estimate and nothing else — the vendor says plainly it will not forecast individual payments further out.

Pricing

Two tiers. Scrimper is free forever and capped at one portfolio. Aristocrat is EUR 9.99 a month or EUR 89.99 a year, with a 7-day trial that needs no card, and adds five portfolios, net-dividend calculation, the yearly calendar, calendar export, backtesting and forecast, community benchmark, ETF deep dive, cash accounts and bonds with coupon history. Extra portfolios are EUR 16.50 a year each, arranged over email.

Data & coverage

Stocks, ETFs and funds, bonds with coupons, crypto, commodities and cash or interest, listed globally, with a selectable display currency. No data provider is named anywhere on the site, and security pages show a price with no timestamp and no latency statement — do not read portfolio values as live.

Integrations

Automatic import from Trade Republic, Scalable, Consorsbank, Parqet and Portfolio Performance; everything else goes in as CSV. Portfolio Performance pushes ISINs and quantities over an API key. Out again: CSV export of the portfolio, and an ICS calendar export on the paid tier. Withholding-tax reclaim is handed to a partner, DivTax, not done in the app.

Limitations

• Every direct broker connection is German. Outside the DACH region you upload CSV by hand.
• Net dividends are a personal tax rate plus a tax-free allowance — the German shape. It is an estimate, not a tax report, and nothing here exports a document a tax office would accept.
• The free tier gives gross figures and one portfolio; net dividends and calendar export are paid.
• No published API documentation and no public repositories. Every account can mint a personal API key in settings — the vendor describes it as reading and updating your own data from other apps, and the Portfolio Performance sync uses it — but nothing documents the endpoints.
• What the vendor calls backtesting is current holdings run back over past payouts, not a strategy simulator.

Alternatives

Parqet and getquin are the other German-market trackers, broader on performance and thinner on dividends. Portfolio Performance is free, open source and desktop-only, and is what DivvyDiary most often sits on top of. Sharesight suits anyone whose tax handling is not German.

The rest are in portfolio trackers.