Parqet

What it is

Parqet is a web and mobile portfolio tracker from Parqet Fintech GmbH in Hamburg, built for the investor whose money sits at German neo-brokers and direct banks. The core loop is import, then look: drop a broker's PDF statement or CSV into the browser, or run Autosync from the phone, and Parqet rebuilds the portfolio from the transaction history and prices it. On top sit a dividend dashboard and calendar, allocation by country, sector and currency, an ETF look-through it calls X-Ray, drawdown and cash-flow analysis, and a holdings-filtered news feed. The vendor claims 400,000 users.

Returns come in three forms: a simple capital-weighted figure, the internal rate of return, and TTWROR. The TTWROR number is visible on the free plan; the TTWROR chart and the what-if comparison built on it are for subscribers. The same company sells Parqet Terminal, a separate stock research product, which is not what this card covers.

Pricing

Four published tiers, billed in euros. Basis is free: one portfolio, unlimited securities, but only five "other" assets — cash accounts, crypto, metals, property — before the cap bites. Plus is EUR 11.99 a month or EUR 99.99 a year; Investor is EUR 29.99 a month or EUR 329.99 a year. The page sells these as "3 months free" and "1 month free"; Plus actually works out to nearly four. Investor buys no extra analysis over Plus — only 15 portfolios instead of five, more integrations and priority support. Professional, at EUR 99 a month and 50 portfolios, is sold to advisers and family offices; Enterprise is priced on request.

Both paid plans start with 14 days free, cancel without notice period, and are paid by card, SEPA debit, PayPal or Apple Pay. There is no lifetime plan and no student discount.

Data & coverage

Stocks, ETFs, funds and bonds are found by ISIN; the help centre lists around 500 cryptocurrencies, and the app store copy claims over 1,000. Precious metals, property, cash accounts, insurance and P2P loans are tracked from the values and amounts you enter. Over 40 currencies are converted into your home currency.

Prices are live during trading hours, but the venues the help centre names are German ones — Lang & Schwarz and gettex — and Plus lets you pick a preferred venue per holding. A security with no price feed can still be added; it is then valued at the price of your own last transaction.

Integrations

Autosync covers Trade Republic, Scalable Capital, ING, comdirect and Consorsbank. It is not a standing connection: the phone logs into the broker with your credentials, imports once and disconnects, and it needs a fresh portfolio to sync into. Everything else is file import, with guides for about fifty brokers and tools, among them flatex, DKB, DEGIRO, Interactive Brokers, Trading 212, Swissquote, Saxo, Coinbase and Kraken, plus a flexible CSV format and an importer for Portfolio Performance files.

Parqet Connect is a public OAuth API with read and write scopes, documented by an OpenAPI spec and a changelog updated as recently as September 2026. The MCP server at mcp.parqet.com sits on top of it, read-only, and is what the Claude connector and the ChatGPT app use; any client speaking Streamable HTTP with OAuth can connect. The AI is the client's; the pricing page lists no AI feature of Parqet's own. A CSV export of activities, with FIFO realised gains per row, was announced for Plus and Investor in February 2022; the current pricing matrix does not list it.

Limitations

• Built for German brokers. Every Autosync broker and nearly every import guide is German, Austrian or Swiss. A US or UK investor is mostly looking at a CSV from Interactive Brokers or Trading 212, or typing trades in.
• Prices come from German venues, so a US-listed holding shows a German-venue quote that will not match a US broker's screen.
• No tax report. The tax dashboard adds up taxes already paid; it computes nothing to file.
• Short positions break the maths. The help centre says so: open or partly covered shorts produce wrong gains and extreme returns until fully covered, and support is not planned.
• Autosync is mostly mobile, and every re-sync means typing broker credentials in again.
• The free plan's five-asset cap counts every cash account and crypto coin, so a real net-worth picture pushes you to Plus quickly.

Alternatives

getquin chases the same German neo-broker audience with open-banking connections and a social feed, and has no export at all. Portfolio Performance does the same TTWROR and IRR arithmetic for free on your own machine, without the automatic sync. Sharesight is the answer when a filing-grade tax report matters more than a German broker list.

Compare it against the rest of the portfolio trackers.